Who We Are…The Ritcor Group
Our website addresses are http://ritcor.co.za. http://www.ritcor.com and http://informationservices.info
If you buy something on this website whether through an advertiser website, affiliate link, or through one of our partners, we may collect payment information, contact information (address and phone number) and details of what you bought.
If you buy something for someone else via affiliate links or partners, we collect their delivery details and contact information.
For Your Privacy and Protection!
What personal information do we collect from the people that visit our blog, website or app?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience. In most cases, you will be redirected to external sites that will have their own privacy policies.
When do we collect information?
We collect information from you when you subscribe to a newsletter or enter information on our site should we make this available.
How do we use your information?
We may use the information IF WE collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features. However, your privacy will ALWAYS remain 100% protected: All of the above are optional depending on the features of this website.
It is optional to link your Facebook or Google account from other third-party services to share this website or the contents therein.
Privacy and data safety Policies.
The Technical information
Whenever you use any website, mobile application or other internet services, certain information is created and logged automatically. The same is true when you use this website. Here are some of the types of information we collect:
Log data. When you use this website or that of affiliated partners, our/their servers record information (“log data”), including information that your browser automatically sends whenever you visit a website, or that your mobile app automatically sends when you are using it.
These log data/cookies includes your Internet Protocol address, the address of and activity on websites you visit that incorporate personal information features (like the “profile” button if featured on this website—), searches, browser type and settings, the date and time of your request, how you used this website, cookie data and device data.
Cookie data: We also use “cookies” (small text files sent by your computer each time you visit our website, unique to your method of use, your internet account or your browser) or similar technologies to capture log data.
How do we protect your information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We use regular Malware Scanning on our servers and uploaders.
Device information: In addition to log data, we collect information about the device you are using this website or affiliated partners, including types of devices, operating system, settings, unique device identifiers and crash data that help us understand when something breaks. This is done through Google Analytics or through similar tracking means.
Third-party disclosure: We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice.
This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.
We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links, Partners and Affiliate Links.
Occasionally, at our discretion, we may include or offer third-party products or services on our website and as mentioned they have their own privacy policies. These advertisers and suppliers are carefully evaluated for integrity, safety and compliance with the laws. These third-party sites have separate and independent privacy policies.
We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google Adsense/ Analytics and other tools
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. Https://support.google.com/adwordspolicy/answer/1316548?hl=en
Whether we collect some or all of this information often depends on what type of device you are using and its settings. For example, different types of information are available depending on whether you are using a Mac or a PC, or an iPhone or Android phone.
To learn more about what information your device makes available to us, please also check the policies of your device manufacturer or software provider.
Our partners and advertisers share information with us
We also get information about you and your activity outside our website from external partners, from our affiliates, advertisers, partners and other third parties we work with, or other publicly available sources. For example:
Online advertisers or third parties share information with us to measure or improve the performance of ads on this website, or to figure out what kinds of ads to show you.
What we do with the info we collect:
We use the information we collect to provide the Service to you to help you fulfill your goals and in relation to what this website is all about. We commit to showing you content that is relevant, interesting and personal to you. In order to do that, it is necessary for us to use your information to:
Identify you when you use this website and process your transactions.
Recommend suppliers, courses or products and services you might like based on your activity while visiting our website.
In order to respond to your questions or comments.
In addition and for similar reasons, we have a legitimate interest in using your information in these ways.
It is also fundamental to the nature of the service we provide. In short, it is necessary for us to do these things in order to make the service relevant, interesting and personal to you, and it is in both of our interests for us to do that.
We also have a legitimate interest to improve our website/s, maintain our relationship with you, and protect users. We both benefit when we use your information to:
Suggest other people who have similar dreams and goals that you have. Help your friends and contacts find, if you agree to this in your settings.
Conduct analytics on who is using this website and affiliated pages and what they are doing. For example, by logging how often people use two different versions of a feature on this website with split testing and Google analytics, we can understand which version is better.
Improve the features on this website and offer new features.
Send you updates (such as when a certain activity, like saves updates or comments, happens on our website through email or social media options) and news by email or push notification, depending on your settings.
We have a legitimate interest in delivering ads that are relevant, interesting and personal to you in order to generate revenue (providing this Service is expensive!) To further these interests we use the information we collect to:
Customize the ad content we show you by identifying your interests based on your onsite and offsite activities, as well as by using the information we receive from ad partners or other third parties.
Tell our ad partners how their ads are doing, and how to make them better. Some of this information is aggregated. For example, we would report to an advertiser that a certain percentage of people who viewed shared services or product went on to visit that advertiser’s site.
We have a legitimate interest in using the information we collect to customize your website browsing experience based on your offsite/online behavior.
In addition to the specific circumstances above, we will only use your information with your consent in order to:
Send you RELEVANT marketing materials by email, text or push notification, depending on your account or operating system settings. Each time we send you marketing materials, we give you the option to unsubscribe. (This is only available should our newsletter be active at the time.)
Identify your location and customize the content we show you. For example, if we know that you are based in a specific country, we could offer you suppliers with relevant local products. You can opt into this in your device operating system settings. The same applies for Google Adsense ads.
Transferring your information:
Our websites offer a worldwide service with different countries being targeted with each offering a unique website browsing experience. By using our website, you authorize us to transfer and store your information outside your home country, including whether you live within the United States, United Kingdom or Africa for the purposes described in this policy.
The privacy protections and the rights of authorities to access your information in these countries may not be the same as in your home country.
We take additional measures when information is transferred from the European Economic Area (EEA). This includes having standard clauses approved by the European Commission in our contracts with parties that receive information outside the EEA. We also rely on European Commission adequacy decisions about certain countries, as applicable, for data transfers to countries outside the EEA.
Choices you have for your info:
Our goal is to give you simple and meaningful choices regarding your information. If you have a member account, many of the choices you have are available are found in your profile and privacy settings or your visitor experience settings. For example, you can:
Edit information in your profile at any time, decide whether your profile is available to search engines, or choose whether others can find your account using your email address or sharing through social media contents.
You can opt in or Link or unlink your browsing account or history or browsing from other services (like Facebook, Google or Twitter). For some services (like Facebook), you can also decide whether to publish your updates or share information from our website and related blogs.
Options While Browsing This Website and its Contents
You can choose whether browsing experiences on our website and affiliate partners will be customized for you using information from other websites or apps. If you have a membership or subscription with us where available, you can control how your offsite data is used to tailor your experience, you can visit your settings and update your “Personalization” preferences. If you do not have a membership or email subscribed account or do not want us to customize for you when you are signed out, you can opt out or delete your profile, history and any personal information.
Choose whether your purchases on our website or partner and affiliated websites will be used to customize recommendations and ads for you. You can view and manage your purchase history by going to “Order history” in your settings or all our approved partners and if you hide a purchase from your history, our secure and approved partners will not use it to customize your browsing experience under our strict privacy rules and GDPR regulations.
You also have choices available to you through the device or software you use to access our website as with available technology today as our website are completely responsive to all devices. For example:
The relevant browser on your device will let you control cookies or other types of local data storage.
Your mobile device lets you choose how and whether your location, photos, advertising identifiers and other data is shared with us.
To learn more about these choices, please see the information provided by your device or software provider.
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, and GDPR enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under the age of 18 years old. Do we let third parties, including ad networks or plug-ins, collect PII from children under 18?
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the EU GDPR the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify you via email…Within 1 business day
We also agree to the Individual Redress Principle, which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
How and when we share information:
Anyone can see the public updates and groups you create and the profile information you give us.
Some of the ways we use your information require us to share information with third parties, so we can provide your website browsing experience experience, make sure our customization is effective and comply with laws that apply to us. We share your information with:
Other services (like Facebook or Google) when you decide to link your social media Community account to those services or publish your activity on related social media Community to them. For example, you can choose to publish your updates to Facebook, Pinterest or Twitter.
Merchants you purchase from direct link on our websites.
When you buy something on partners or through affiliate links using your payment card, we share information necessary for you to make your purchase, such as your payment card information, contact information, and other information about the transaction with the merchant you’re buying from.
They share this information because it is necessary to make the purchase through them but will still comply with our and their own privacy and data sharing policies.
The merchants treat this information in the same way as if you had made a purchase from their website directly, which means that their privacy policies and marketing policies apply to the information we share with them. For more information on what we share with merchants.
Online advertisers and third-party companies that they or we use to audit or improve the delivery and performance of ads or content on websites and apps (for example, through Google Analytics). This includes what groups or ads you were shown on this website and whether or how you engaged with those ads or other information about your activity on our website and related pages.
Law enforcement agencies or government agencies. We only share information if we believe that disclosure is reasonably necessary to comply with a law, regulation or legal request; to protect the safety, rights, or property of the public, any person, or website and managers of this website; or to detect, prevent, or otherwise address fraud, security or technical issues.
Our partner’s subsidiaries and affiliates. If we were to engage in a merger, acquisition, bankruptcy, dissolution, reorganization, or similar transaction or proceeding that involves the transfer of the information described in this Policy, we would share your information with a party involved in such a process (for example, a potential purchaser).
How long we keep your information:
We keep your information only so long as we need it to provide to you and fulfil the purposes described in this policy for safe and secure browsing experiences.
This is also the case for anyone that we share your information with and who carries out services on our behalf as per partners and affiliates have shown on our website. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we will either remove it from our systems or depersonalize it so that we cannot identify you.
Our policy on children’s information:
Children under 18 are not allowed to use our website unless under adult supervision.
You have options in relation to the information that we have about you described below. To exercise these options, please contact us. If you are an EEA user, you can:
Access the information we hold about you. We will usually share this with you within 30 days of you asking us for it.
Has your information corrected or deleted? You can update your information in your settings. If you have problems updating the information or if you would like us to delete it, contact us.
Object to us processing your information. You can ask us to stop using your information, including when we use your information to send you marketing emails or push notifications.
If you opt out of receiving marketing messages from us, we may still send you newsletters and updates about your account, such as when another user comments on one of your Updates We only send you marketing material if you have agreed to it, but if you would rather we do not, you can easily unsubscribe at any time.
Have the information you provided to us sent to another organization, where we hold this information with your consent or for the performance of a contract with you, where it is technically feasible?
Complain to a regulator. If you are based in the EEA and think that we have not complied with data protection laws, you have a right to lodge a complaint with the Data Protection Commission in Ireland or with your local supervisory authority.
How we make changes to this policy:
The best way to get in touch is by using our email address provided. This applies to all countries.
Updated August 2018